Transparent assessment
A review with no tie to your incumbent insurer or broker.
Reviewing Existing Program
A transparent look at the cover you already hold
If it’s been a few years — or you’ve never had a second opinion — a transparent review surfaces the gaps, overlaps, and savings hiding in your current program.
Request a Workforce Protection Review™- Transparent review
- Gap & cost analysis
- No obligation
We understand existing programs
Most workforce protection programs are set and forgotten — renewed each year without anyone testing whether they still fit. Headcount changes, obligations shift, and the market moves, but the policy stays put. A transparent review, free of any tie to your incumbent insurer or broker, tells you plainly where you stand and what’s worth changing.
The challenges
What you’re up against
What an unreviewed program quietly accumulates over time.
- Cover that’s driftedBenefits sized years ago rarely match today’s workforce and obligations.
- Gaps and overlapsDuplicated cover in one place, exposure in another — both cost you.
- Overpaying for valuePremiums creep up at renewal without anyone testing the market.
- Conflicted adviceA review from the party that sold you the program rarely tells the whole story.
The cost of getting it wrong
An unreviewed program can look fine on paper for years — right up until a claim exposes the gap, or a benchmark reveals what you’ve been overpaying.
The difference
With a structured review vs. without
Renewing as-is
- Policy renewed without testing
- Gaps and overlaps left in place
- Premiums creeping up unchecked
- A “review” from the party who sold it
With Aspire
- Cover reconciled to today’s workforce
- Gaps closed, overlaps removed
- The market tested on cost and terms
- A transparent, conflict-free assessment
How we help
How we help when you’re reviewing
Gap & overlap analysis
Exactly where you’re exposed, and where you’re paying twice.
Benchmarking
How your program compares on cost and cover against similar employers.
Prioritised recommendations
A clear, costed path to a better program — act on it with us or not.
TransparentNo tie to your current provider
BenchmarkedCompared against similar employers
ActionableClear, costed recommendations
Common questions
Before we talk
How is your review different from our broker’s?
It’s transparent and client-focused. We have no tie to your incumbent insurer or broker, so we can tell you plainly where you stand, including where you’re overpaying or doubling up.
What will the review actually tell us?
Where your cover has drifted from your workforce and obligations, where you have gaps or overlaps, how your premiums compare to similar employers, and a prioritised, costed list of what’s worth changing.
Do we have to switch providers afterwards?
No. The review stands on its own. You can act on the recommendations with us, take them to your current provider, or simply use them for peace of mind — there’s no obligation.
Ready when you are
A twenty-minute call is usually enough to know whether we can help.
No presentation, no prepared pitch. Tell us what’s on your plate and we’ll tell you whether Aspire is the right fit or point you to someone better suited.